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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,380 | $129,737-22.6% | $119,126-15.7% | $154,746-35.1% |
| Participation rate | 72.7% | 78.9%-6.1pp | 75.8%-3.0pp | 80.7%-8.0pp |
| Annual return | 13.89% | 379.08%-365.2pp | 282.11%-268.2pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,869 | $4,375-57.3% | $4,034-53.7% | $4,379-57.3% |
| Participant deferral / active EE | $6,246 | $5,842+6.9% | $5,318+17.5% | $6,730-7.2% |
| Admin fee / account holder | $3,716 | $11,961-68.9% | $10,693-65.3% | $14,365-74.1% |