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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,062 | $124,330-53.3% | $109,173-46.8% | $167,536-65.3% |
| Participation rate | 66.7% | 79.5%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 14.63% | 26.04%-11.4pp | 25.75%-11.1pp | 478.82%-464.2pp |
| Employer contribution / active EE | $1,063 | $4,209-74.7% | $3,723-71.4% | $4,839-78.0% |
| Participant deferral / active EE | $5,902 | $5,256+12.3% | $4,654+26.8% | $6,342-6.9% |
| Admin fee / account holder | $2,458 | $7,974-69.2% | $6,755-63.6% | $12,315-80.0% |