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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,760 | $81,276-40.0% | $155,574-68.7% | $80,925-39.7% |
| Participation rate | 84.8% | 66.2%+18.5pp | 78.2%+6.6pp | 67.7%+17.1pp |
| Annual return | 0.00% | 33.36%-33.4pp | 64.87%-64.9pp | 35.65%-35.6pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,395 | $3,453-59.6% | $5,629-75.2% | $4,299-67.5% |
| Admin fee / account holder | $2,613 | $7,993-67.3% | $15,914-83.6% | $6,940-62.3% |