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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,865 | $75,962-29.1% | $154,108-65.0% | $64,173-16.1% |
| Participation rate | 60.4% | 70.4%-10.0pp | 83.0%-22.6pp | 69.6%-9.2pp |
| Annual return | -6.57% | 30.32%-36.9pp | 735.21%-741.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $711 | $3,350-78.8% | $5,298-86.6% | $2,381-70.2% |
| Participant deferral / active EE | $2,039 | $3,175-35.8% | $5,081-59.9% | $3,470-41.2% |
| Admin fee / account holder | $2,916 | $5,589-47.8% | $13,411-78.3% | $4,887-40.3% |