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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,284 | $106,001+99.3% | $92,235+129.1% | $147,585+43.2% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 11.38% | 50.05%-38.7pp | 176.28%-164.9pp | 578.56%-567.2pp |
| Employer contribution / active EE | $1,559 | $4,333-64.0% | $3,679-57.6% | $4,876-68.0% |
| Participant deferral / active EE | $14,850 | $4,478+231.6% | $3,897+281.1% | $5,439+173.0% |
| Admin fee / account holder | $32,256 | $6,332+409.4% | $5,194+521.1% | $10,885+196.3% |