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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,156 | $115,903-73.1% | $100,528-69.0% | $158,966-80.4% |
| Participation rate | 53.3% | 81.6%-28.3pp | 79.4%-26.1pp | 82.0%-28.6pp |
| Annual return | 14.99% | 34.80%-19.8pp | 30.90%-15.9pp | 302.95%-288.0pp |
| Employer contribution / active EE | $1,617 | $4,105-60.6% | $3,419-52.7% | $4,762-66.1% |
| Participant deferral / active EE | $2,356 | $6,677-64.7% | $6,271-62.4% | $5,983-60.6% |
| Admin fee / account holder | $13,597 | $11,000+23.6% | $8,084+68.2% | $11,250+20.9% |