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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,018 | $97,020-77.3% | $83,322-73.6% | $135,379-83.7% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -7.86% | 12.31%-20.2pp | 10.64%-18.5pp | 519.79%-527.6pp |
| Employer contribution / active EE | $2,548 | $4,144-38.5% | $3,379-24.6% | $4,779-46.7% |
| Participant deferral / active EE | $3,806 | $5,964-36.2% | $5,565-31.6% | $5,609-32.1% |
| Admin fee / account holder | $2,801 | $8,426-66.8% | $7,540-62.8% | $10,828-74.1% |