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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,234 | $99,079-67.5% | $78,002-58.7% | $273,972-88.2% |
| Participation rate | 82.4% | 78.6%+3.8pp | 75.5%+6.8pp | 83.0%-0.7pp |
| Annual return | 5.47% | 217.93%-212.5pp | 425.99%-420.5pp | 41.46%-36.0pp |
| Employer contribution / active EE | $2,245 | $3,308-32.1% | $2,470-9.1% | $4,869-53.9% |
| Participant deferral / active EE | $6,076 | $4,306+41.1% | $3,497+73.8% | $5,287+14.9% |
| Admin fee / account holder | $1,171 | $8,954-86.9% | $5,481-78.6% | $10,133-88.4% |