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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,430 | $117,859+10.7% | $102,438+27.3% | $145,959-10.6% |
| Participation rate | 79.2% | 78.6%+0.6pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 54.69% | 31.72%+23.0pp | 29.37%+25.3pp | 561.95%-507.3pp |
| Employer contribution / active EE | $2,745 | $3,615-24.1% | $3,024-9.2% | $4,661-41.1% |
| Participant deferral / active EE | $7,587 | $5,732+32.4% | $5,054+50.1% | $6,689+13.4% |
| Admin fee / account holder | $821 | $13,318-93.8% | $9,448-91.3% | $13,398-93.9% |