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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,430 | $117,895+10.6% | $102,460+27.3% | $145,897-10.6% |
| Participation rate | 79.2% | 78.6%+0.5pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 54.69% | 31.92%+22.8pp | 29.47%+25.2pp | 552.29%-497.6pp |
| Employer contribution / active EE | $2,745 | $3,619-24.1% | $3,025-9.3% | $4,663-41.1% |
| Participant deferral / active EE | $7,587 | $5,736+32.3% | $5,056+50.1% | $6,689+13.4% |
| Admin fee / account holder | $821 | $13,353-93.8% | $9,460-91.3% | $13,390-93.9% |