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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,028,498 | $90,614+1035.0% | $76,089+1251.7% | $145,877+605.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.37% | 623.80%-611.4pp | 360.94%-348.6pp | 551.28%-538.9pp |
| Employer contribution / active EE | $42,175 | $3,324+1168.7% | $2,690+1467.9% | $4,663+804.5% |
| Participant deferral / active EE | $26,264 | $5,168+408.2% | $4,259+516.6% | $6,691+292.6% |
| Admin fee / account holder | $9,621 | $8,376+14.9% | $6,418+49.9% | $13,402-28.2% |