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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,999 | $104,694+91.0% | $85,709+133.3% | $167,536+19.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 14.33% | 21.45%-7.1pp | 21.49%-7.2pp | 478.82%-464.5pp |
| Employer contribution / active EE | $13,392 | $3,337+301.3% | $2,619+411.4% | $4,839+176.7% |
| Participant deferral / active EE | $6,445 | $4,826+33.6% | $3,924+64.3% | $6,342+1.6% |
| Admin fee / account holder | $8,811 | $10,035-12.2% | $6,876+28.1% | $12,315-28.5% |