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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,028,498 | $90,397+1037.8% | $76,002+1253.2% | $145,959+604.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.37% | 621.97%-609.6pp | 360.07%-347.7pp | 561.95%-549.6pp |
| Employer contribution / active EE | $42,175 | $3,317+1171.4% | $2,688+1468.9% | $4,661+804.9% |
| Participant deferral / active EE | $26,264 | $5,163+408.6% | $4,257+517.0% | $6,689+292.7% |
| Admin fee / account holder | $9,621 | $8,369+14.9% | $6,414+50.0% | $13,398-28.2% |