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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,028,498 | $90,530+1036.1% | $76,030+1252.8% | $145,897+604.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.37% | 625.08%-612.7pp | 361.54%-349.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $42,175 | $3,319+1170.6% | $2,688+1469.3% | $4,663+804.5% |
| Participant deferral / active EE | $26,264 | $5,164+408.6% | $4,257+516.9% | $6,689+292.6% |
| Admin fee / account holder | $9,621 | $8,383+14.8% | $6,421+49.8% | $13,390-28.2% |