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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,028,498 | $90,489+1036.6% | $76,051+1252.4% | $145,978+604.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.37% | 622.78%-610.4pp | 360.42%-348.1pp | 550.52%-538.2pp |
| Employer contribution / active EE | $42,175 | $3,319+1170.5% | $2,690+1468.0% | $4,662+804.7% |
| Participant deferral / active EE | $26,264 | $5,164+408.6% | $4,257+516.9% | $6,690+292.6% |
| Admin fee / account holder | $9,621 | $8,374+14.9% | $6,416+49.9% | $13,400-28.2% |