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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,989 | $85,060-57.7% | $70,565-49.0% | $139,487-74.2% |
| Participation rate | 60.0% | 73.9%-13.9pp | 68.4%-8.4pp | 80.3%-20.3pp |
| Annual return | 16.24% | 30.39%-14.1pp | 32.79%-16.5pp | 373.84%-357.6pp |
| Employer contribution / active EE | $880 | $3,912-77.5% | $2,976-70.4% | $4,755-81.5% |
| Participant deferral / active EE | $3,027 | $5,891-48.6% | $4,568-33.7% | $6,713-54.9% |
| Admin fee / account holder | $540 | $8,932-94.0% | $6,430-91.6% | $11,407-95.3% |