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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,440 | $104,694-77.6% | $85,709-72.7% | $167,536-86.0% |
| Participation rate | 50.0% | 76.4%-26.4pp | 69.9%-19.9pp | 82.1%-32.1pp |
| Annual return | 12.89% | 21.45%-8.6pp | 21.49%-8.6pp | 478.82%-465.9pp |
| Employer contribution / active EE | $1,024 | $3,337-69.3% | $2,619-60.9% | $4,839-78.8% |
| Participant deferral / active EE | $3,588 | $4,826-25.7% | $3,924-8.6% | $6,342-43.4% |
| Admin fee / account holder | $995 | $10,035-90.1% | $6,876-85.5% | $12,315-91.9% |