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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,321 | $148,582-8.3% | $135,942+0.3% | $139,456-2.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.21% | 79.26%-64.1pp | 68.28%-53.1pp | 373.45%-358.2pp |
| Employer contribution / active EE | $18,791 | $5,245+258.3% | $4,858+286.8% | $4,753+295.4% |
| Participant deferral / active EE | $19,587 | $8,101+141.8% | $7,759+152.4% | $6,711+191.9% |
| Admin fee / account holder | $1,215 | $12,402-90.2% | $10,764-88.7% | $11,407-89.3% |