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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,438 | $77,460-36.2% | $100,378-50.7% | $80,925-38.9% |
| Participation rate | 86.5% | 76.9%+9.6pp | 81.5%+5.0pp | 67.7%+18.9pp |
| Annual return | 30.99% | 37.24%-6.2pp | 49.41%-18.4pp | 35.65%-4.7pp |
| Employer contribution / active EE | $8,379 | $2,801+199.1% | $3,942+112.5% | $2,756+204.0% |
| Participant deferral / active EE | $12,687 | $6,818+86.1% | $8,087+56.9% | $4,299+195.1% |
| Admin fee / account holder | $819 | $5,887-86.1% | $7,899-89.6% | $6,940-88.2% |