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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,365 | $68,398-62.9% | $94,664-73.2% | $75,173-66.3% |
| Participation rate | 81.3% | 76.1%+5.2pp | 80.8%+0.4pp | 67.2%+14.0pp |
| Annual return | 0.00% | 616.72%-616.7pp | 156.84%-156.8pp | 160.72%-160.7pp |
| Employer contribution / active EE | $8,853 | $2,701+227.8% | $3,673+141.0% | $2,671+231.5% |
| Participant deferral / active EE | $12,532 | $6,537+91.7% | $7,417+69.0% | $4,126+203.7% |
| Admin fee / account holder | $508 | $5,324-90.5% | $7,222-93.0% | $5,651-91.0% |