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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,658 | $104,116-70.6% | $71,089-56.9% | $135,380-77.4% |
| Participation rate | 26.1% | 65.7%-39.6pp | 54.6%-28.6pp | 82.6%-56.6pp |
| Annual return | 3.59% | 1256.51%-1252.9pp | 650.65%-647.1pp | 519.81%-516.2pp |
| Employer contribution / active EE | $748 | $1,485-49.6% | $1,088-31.2% | $4,779-84.3% |
| Participant deferral / active EE | $3,577 | $2,524+41.8% | $1,873+91.1% | $5,609-36.2% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |