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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,668 | $117,904+48.1% | $102,457+70.5% | $145,978+19.7% |
| Participation rate | 23.5% | 78.6%-55.1pp | 76.5%-53.0pp | 80.3%-56.8pp |
| Annual return | 17.08% | 31.80%-14.7pp | 29.41%-12.3pp | 550.52%-533.4pp |
| Employer contribution / active EE | $0 | $3,613-100.0% | $3,022-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,037 | $5,733-47.0% | $5,054-39.9% | $6,690-54.6% |
| Admin fee / account holder | $61,170 | $13,329+358.9% | $9,451+547.2% | $13,400+356.5% |