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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,416 | $98,240-31.4% | $82,312-18.1% | $147,586-54.3% |
| Participation rate | 60.9% | 79.7%-18.9pp | 76.9%-16.0pp | 82.8%-22.0pp |
| Annual return | 17.35% | 30.85%-13.5pp | 25.88%-8.5pp | 578.59%-561.2pp |
| Employer contribution / active EE | $0 | $3,192-100.0% | $2,428-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,626 | $4,383+5.5% | $3,706+24.8% | $5,439-14.9% |
| Admin fee / account holder | $30,054 | $8,563+251.0% | $5,608+435.9% | $10,886+176.1% |