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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,483 | $65,555+31.9% | $86,216+0.3% | $75,173+15.0% |
| Participation rate | 53.8% | 60.5%-6.6pp | 69.0%-15.1pp | 67.2%-13.4pp |
| Annual return | 16.25% | 46.07%-29.8pp | 1169.42%-1153.2pp | 160.72%-144.5pp |
| Employer contribution / active EE | $2,563 | $1,553+65.0% | $2,382+7.6% | $2,671-4.0% |
| Participant deferral / active EE | $4,599 | $3,023+52.1% | $3,986+15.4% | $4,126+11.5% |
| Admin fee / account holder | $2,019 | $5,469-63.1% | $6,853-70.5% | $5,651-64.3% |