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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,742 | $54,541+0.4% | $78,778-30.5% | $70,126-21.9% |
| Participation rate | 68.8% | 60.8%+8.0pp | 69.2%-0.4pp | 69.5%-0.8pp |
| Annual return | 15.16% | 21.07%-5.9pp | 35.62%-20.5pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,939 | $1,089+78.2% | $1,986-2.3% | $2,343-17.2% |
| Participant deferral / active EE | $3,129 | $2,210+41.6% | $2,958+5.8% | $3,332-6.1% |
| Admin fee / account holder | $4,066 | $3,709+9.6% | $5,134-20.8% | $4,645-12.5% |