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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,666 | $168,635-21.9% | $147,617-10.8% | $125,389+5.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -21.23% | 77.65%-98.9pp | 61.98%-83.2pp | 282.24%-303.5pp |
| Employer contribution / active EE | $11,745 | $6,252+87.8% | $5,564+111.1% | $4,866+141.4% |
| Participant deferral / active EE | $9,368 | $5,507+70.1% | $4,895+91.4% | $5,352+75.1% |
| Admin fee / account holder | $406 | $13,580-97.0% | $11,612-96.5% | $9,541-95.7% |