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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,245 | $185,312-22.7% | $161,489-11.3% | $154,746-7.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.18% | 103.84%-88.7pp | 89.72%-74.5pp | 172.34%-157.2pp |
| Employer contribution / active EE | $954 | $4,769-80.0% | $4,268-77.6% | $4,379-78.2% |
| Participant deferral / active EE | $17,458 | $6,350+174.9% | $5,630+210.1% | $6,730+159.4% |
| Admin fee / account holder | $1,272 | $18,654-93.2% | $16,006-92.1% | $14,365-91.1% |