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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,708 | $183,592-38.1% | $155,574-26.9% | $145,877-22.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.00% | 61.37%-53.4pp | 64.87%-56.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $1,599 | $5,317-69.9% | $4,676-65.8% | $4,663-65.7% |
| Participant deferral / active EE | $9,444 | $6,466+46.1% | $5,629+67.8% | $6,691+41.2% |
| Admin fee / account holder | $1,152 | $19,316-94.0% | $15,914-92.8% | $13,402-91.4% |