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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,817 | $79,955-31.4% | $98,461-44.3% | $75,173-27.1% |
| Participation rate | 64.1% | 70.4%-6.3pp | 75.2%-11.1pp | 67.2%-3.1pp |
| Annual return | 20.22% | 19.75%+0.5pp | 21.17%-1.0pp | 160.72%-140.5pp |
| Employer contribution / active EE | $2,276 | $2,264+0.5% | $3,049-25.3% | $2,671-14.8% |
| Participant deferral / active EE | $4,414 | $3,752+17.6% | $4,738-6.8% | $4,126+7.0% |
| Admin fee / account holder | $4,509 | $6,841-34.1% | $8,961-49.7% | $5,651-20.2% |