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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,003 | $76,371-56.8% | $93,621-64.7% | $72,975-54.8% |
| Participation rate | 89.3% | 71.8%+17.5pp | 75.8%+13.5pp | 69.5%+19.8pp |
| Annual return | 21.91% | 25.82%-3.9pp | 32.76%-10.9pp | 81.01%-59.1pp |
| Employer contribution / active EE | $3,222 | $2,276+41.6% | $2,719+18.5% | $2,440+32.1% |
| Participant deferral / active EE | $6,133 | $3,538+73.3% | $4,070+50.7% | $3,608+70.0% |
| Admin fee / account holder | $2,036 | $6,839-70.2% | $7,890-74.2% | $5,124-60.3% |