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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,311 | $77,920-25.2% | $149,723-61.1% | $75,177-22.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 6.51% | 31.72%-25.2pp | 134.50%-128.0pp | 160.75%-154.2pp |
| Employer contribution / active EE | $1,411 | $3,138-55.0% | $4,821-70.7% | $2,671-47.2% |
| Participant deferral / active EE | $522 | $3,411-84.7% | $5,682-90.8% | $4,126-87.4% |
| Admin fee / account holder | $40,539 | $5,951+581.3% | $13,215+206.8% | $5,651+617.3% |