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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,185 | $85,171-17.6% | $172,753-59.4% | $72,976-3.8% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 21.36% | 27.32%-6.0pp | 803.00%-781.6pp | 81.02%-59.7pp |
| Employer contribution / active EE | $3,298 | $3,324-0.8% | $5,144-35.9% | $2,440+35.2% |
| Participant deferral / active EE | $1,651 | $3,260-49.4% | $5,198-68.2% | $3,608-54.2% |
| Admin fee / account holder | $531 | $5,880-91.0% | $13,956-96.2% | $5,124-89.6% |