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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,757 | $137,414-40.5% | $189,537-56.9% | $85,847-4.8% |
| Participation rate | 53.3% | 84.6%-31.3pp | 87.8%-34.5pp | 69.3%-16.0pp |
| Annual return | 16.36% | 38.14%-21.8pp | 555.34%-539.0pp | 318.61%-302.2pp |
| Employer contribution / active EE | $1,947 | $4,344-55.2% | $6,161-68.4% | $2,565-24.1% |
| Participant deferral / active EE | $6,358 | $6,260+1.6% | $8,220-22.7% | $3,952+60.9% |
| Admin fee / account holder | $265 | $8,630-96.9% | $12,048-97.8% | $6,261-95.8% |