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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,840 | $197,637-61.6% | $177,848-57.4% | $158,982-52.3% |
| Participation rate | 52.2% | 88.5%-36.4pp | 87.7%-35.5pp | 82.0%-29.8pp |
| Annual return | 28.98% | 58.77%-29.8pp | 48.33%-19.3pp | 302.99%-274.0pp |
| Employer contribution / active EE | $1,855 | $6,698-72.3% | $5,919-68.7% | $4,763-61.0% |
| Participant deferral / active EE | $6,997 | $8,405-16.7% | $7,714-9.3% | $5,983+16.9% |
| Admin fee / account holder | $0 | $15,406-100.0% | $12,431-100.0% | $11,252-100.0% |