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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,661 | $109,967-13.0% | $97,197-1.6% | $145,877-34.4% |
| Participation rate | 85.7% | 76.0%+9.8pp | 72.7%+13.0pp | 80.3%+5.4pp |
| Annual return | 11.11% | 244.27%-233.2pp | 75.47%-64.4pp | 551.28%-540.2pp |
| Employer contribution / active EE | $2,002 | $3,077-34.9% | $2,723-26.5% | $4,663-57.1% |
| Participant deferral / active EE | $3,455 | $4,676-26.1% | $4,263-19.0% | $6,691-48.4% |
| Admin fee / account holder | $1,192 | $6,199-80.8% | $5,637-78.9% | $13,402-91.1% |