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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,124 | $110,278-34.6% | $95,740-24.7% | $139,466-48.3% |
| Participation rate | 87.0% | 75.7%+11.2pp | 72.3%+14.7pp | 80.3%+6.6pp |
| Annual return | 15.65% | 27.19%-11.5pp | 28.41%-12.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,791 | $3,260-45.1% | $2,836-36.8% | $4,754-62.3% |
| Participant deferral / active EE | $3,922 | $4,674-16.1% | $4,244-7.6% | $6,712-41.6% |
| Admin fee / account holder | $1,267 | $6,613-80.8% | $5,676-77.7% | $11,409-88.9% |