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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,661 | $110,093-13.1% | $97,295-1.7% | $145,897-34.4% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.1pp | 80.3%+5.4pp |
| Annual return | 11.11% | 244.76%-233.7pp | 75.62%-64.5pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,002 | $3,077-34.9% | $2,723-26.5% | $4,663-57.1% |
| Participant deferral / active EE | $3,455 | $4,678-26.1% | $4,264-19.0% | $6,689-48.4% |
| Admin fee / account holder | $1,192 | $6,212-80.8% | $5,646-78.9% | $13,390-91.1% |