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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,923 | $159,978-45.7% | $147,041-40.9% | $145,978-40.5% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 15.10% | 98.36%-83.3pp | 419.21%-404.1pp | 550.52%-535.4pp |
| Employer contribution / active EE | $3,379 | $5,288-36.1% | $4,935-31.5% | $4,662-27.5% |
| Participant deferral / active EE | $7,269 | $8,429-13.8% | $8,071-9.9% | $6,690+8.7% |
| Admin fee / account holder | $23,641 | $15,053+57.0% | $13,006+81.8% | $13,400+76.4% |