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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,170 | $96,731-60.5% | $123,973-69.2% | $86,983-56.1% |
| Participation rate | 50.0% | 70.0%-20.0pp | 76.7%-26.7pp | 69.5%-19.5pp |
| Annual return | 28.07% | 17.33%+10.7pp | 388.13%-360.1pp | 25.83%+2.2pp |
| Employer contribution / active EE | $1,675 | $3,297-49.2% | $4,126-59.4% | $2,584-35.2% |
| Participant deferral / active EE | $2,440 | $4,152-41.2% | $5,247-53.5% | $4,194-41.8% |
| Admin fee / account holder | $1,228 | $8,722-85.9% | $11,799-89.6% | $7,856-84.4% |