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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,629 | $81,487-68.5% | $102,412-75.0% | $80,935-68.3% |
| Participation rate | 53.8% | 66.8%-13.0pp | 74.5%-20.7pp | 67.7%-13.8pp |
| Annual return | 70.48% | 25.60%+44.9pp | 24.94%+45.5pp | 35.66%+34.8pp |
| Employer contribution / active EE | $1,687 | $3,103-45.6% | $3,870-56.4% | $2,757-38.8% |
| Participant deferral / active EE | $2,485 | $3,871-35.8% | $5,060-50.9% | $4,299-42.2% |
| Admin fee / account holder | $627 | $6,717-90.7% | $8,388-92.5% | $6,924-91.0% |