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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,677 | $213,785+78.1% | $185,441+105.3% | $155,188+145.3% |
| Participation rate | 95.7% | 83.2%+12.4pp | 80.3%+15.4pp | 80.8%+14.8pp |
| Annual return | 16.32% | 19.97%-3.7pp | 20.16%-3.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $7,191 | $5,393+33.3% | $4,672+53.9% | $4,248+69.3% |
| Participant deferral / active EE | $11,074 | $6,864+61.3% | $6,152+80.0% | $6,531+69.6% |
| Admin fee / account holder | $33,585 | $21,134+58.9% | $17,890+87.7% | $14,480+131.9% |