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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,443 | $142,409+89.9% | $119,634+126.1% | $134,545+101.0% |
| Participation rate | 94.7% | 82.8%+11.9pp | 79.3%+15.5pp | 81.2%+13.5pp |
| Annual return | -18.12% | -12.46%-5.7pp | -14.98%-3.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $10,623 | $5,224+103.3% | $4,232+151.0% | $4,742+124.0% |
| Participant deferral / active EE | $10,447 | $6,468+61.5% | $5,601+86.5% | $6,401+63.2% |
| Admin fee / account holder | $7,617 | $13,594-44.0% | $10,329-26.3% | $11,431-33.4% |