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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,014 | $100,194-47.1% | $122,979-56.9% | $86,983-39.1% |
| Participation rate | 88.0% | 73.0%+15.0pp | 77.2%+10.8pp | 69.5%+18.5pp |
| Annual return | 6.14% | 16.47%-10.3pp | 20.12%-14.0pp | 25.83%-19.7pp |
| Employer contribution / active EE | $1,415 | $2,326-39.2% | $3,062-53.8% | $2,584-45.3% |
| Participant deferral / active EE | $4,745 | $4,133+14.8% | $5,003-5.2% | $4,194+13.1% |
| Admin fee / account holder | $76,915 | $10,148+657.9% | $12,864+497.9% | $7,856+879.1% |