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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,717 | $110,240-5.0% | $96,544+8.5% | $139,487-24.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 13.94% | 26.41%-12.5pp | 25.88%-11.9pp | 373.84%-359.9pp |
| Employer contribution / active EE | $6,699 | $3,622+84.9% | $2,966+125.8% | $4,755+40.9% |
| Participant deferral / active EE | $1,228 | $5,549-77.9% | $4,851-74.7% | $6,713-81.7% |
| Admin fee / account holder | $1,787 | $11,602-84.6% | $8,254-78.4% | $11,407-84.3% |