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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,014 | $104,098-49.1% | $140,514-62.3% | $94,015-43.6% |
| Participation rate | 88.0% | 73.7%+14.3pp | 77.8%+10.2pp | 70.8%+17.2pp |
| Annual return | 6.14% | 15.14%-9.0pp | 14.36%-8.2pp | 17.84%-11.7pp |
| Employer contribution / active EE | $1,415 | $2,388-40.8% | $3,378-58.1% | $2,790-49.3% |
| Participant deferral / active EE | $4,745 | $4,033+17.7% | $4,919-3.5% | $4,249+11.7% |
| Admin fee / account holder | $76,915 | $10,439+636.8% | $13,697+461.5% | $8,951+759.3% |