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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,014 | $97,550-45.7% | $120,344-55.9% | $87,485-39.4% |
| Participation rate | 88.0% | 72.8%+15.2pp | 76.7%+11.3pp | 68.9%+19.1pp |
| Annual return | 6.14% | 18.41%-12.3pp | 20.30%-14.2pp | 26.06%-19.9pp |
| Employer contribution / active EE | $1,415 | $2,291-38.3% | $3,020-53.2% | $2,596-45.5% |
| Participant deferral / active EE | $4,745 | $4,230+12.2% | $5,135-7.6% | $4,274+11.0% |
| Admin fee / account holder | $76,915 | $9,543+706.0% | $12,742+503.7% | $7,775+889.3% |