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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,679 | $96,691+4.1% | $86,656+16.2% | $139,487-27.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 12.33% | 106.87%-94.5pp | 593.09%-580.8pp | 373.84%-361.5pp |
| Employer contribution / active EE | $11,122 | $3,267+240.4% | $3,025+267.6% | $4,755+133.9% |
| Participant deferral / active EE | $11,683 | $4,838+141.5% | $4,439+163.2% | $6,713+74.0% |
| Admin fee / account holder | $6,392 | $6,414-0.3% | $5,619+13.8% | $11,407-44.0% |