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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,111 | $109,872-46.2% | $98,483-40.0% | $167,536-64.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 9.48% | 1959.31%-1949.8pp | 1494.38%-1484.9pp | 478.82%-469.3pp |
| Employer contribution / active EE | $5,143 | $3,225+59.5% | $2,961+73.7% | $4,839+6.3% |
| Participant deferral / active EE | $6,771 | $4,673+44.9% | $4,276+58.3% | $6,342+6.8% |
| Admin fee / account holder | $35,544 | $6,757+426.0% | $5,953+497.1% | $12,315+188.6% |