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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,101 | $84,236+17.6% | $170,435-41.9% | $70,126+41.3% |
| Participation rate | 75.9% | 70.8%+5.0pp | 83.6%-7.7pp | 69.5%+6.3pp |
| Annual return | 13.60% | 23.06%-9.5pp | 205.94%-192.3pp | 73.15%-59.5pp |
| Employer contribution / active EE | $2,654 | $3,387-21.7% | $5,432-51.1% | $2,343+13.3% |
| Participant deferral / active EE | $5,632 | $3,086+82.5% | $4,939+14.0% | $3,332+69.0% |
| Admin fee / account holder | $1,544 | $5,698-72.9% | $13,881-88.9% | $4,645-66.8% |