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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,204 | $52,279-82.4% | $89,435-89.7% | $79,856-88.5% |
| Participation rate | 96.8% | 57.5%+39.3pp | 68.0%+28.8pp | 69.6%+27.2pp |
| Annual return | 19.01% | 22.16%-3.2pp | 245.55%-226.5pp | 31.71%-12.7pp |
| Employer contribution / active EE | $1,949 | $1,572+24.0% | $2,587-24.7% | $2,471-21.1% |
| Participant deferral / active EE | $2,479 | $2,740-9.5% | $3,890-36.3% | $3,741-33.7% |
| Admin fee / account holder | $463 | $3,356-86.2% | $4,884-90.5% | $5,306-91.3% |