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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,007 | $175,259+24.4% | $149,723+45.6% | $139,487+56.3% |
| Participation rate | 92.3% | 83.4%+8.9pp | 78.8%+13.5pp | 80.3%+12.0pp |
| Annual return | 26.08% | 166.82%-140.7pp | 134.50%-108.4pp | 373.84%-347.8pp |
| Employer contribution / active EE | $5,100 | $5,478-6.9% | $4,821+5.8% | $4,755+7.3% |
| Participant deferral / active EE | $9,051 | $6,522+38.8% | $5,682+59.3% | $6,713+34.8% |
| Admin fee / account holder | $1,520 | $16,158-90.6% | $13,215-88.5% | $11,407-86.7% |