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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,971 | $209,422+28.0% | $178,503+50.1% | $158,982+68.6% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 16.63% | 188.81%-172.2pp | 151.12%-134.5pp | 302.99%-286.4pp |
| Employer contribution / active EE | $9,488 | $5,707+66.3% | $5,011+89.3% | $4,763+99.2% |
| Participant deferral / active EE | $10,947 | $5,955+83.8% | $5,202+110.4% | $5,983+83.0% |
| Admin fee / account holder | $7,129 | $17,079-58.3% | $13,987-49.0% | $11,252-36.6% |