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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,285 | $99,345-70.5% | $84,753-65.4% | $273,972-89.3% |
| Participation rate | 70.6% | 80.7%-10.1pp | 76.6%-6.0pp | 83.0%-12.4pp |
| Annual return | 14.56% | 22.93%-8.4pp | 22.78%-8.2pp | 41.46%-26.9pp |
| Employer contribution / active EE | $2,260 | $4,214-46.4% | $3,574-36.8% | $4,869-53.6% |
| Participant deferral / active EE | $5,636 | $4,270+32.0% | $3,712+51.8% | $5,287+6.6% |
| Admin fee / account holder | $3,041 | $6,645-54.2% | $5,333-43.0% | $10,133-70.0% |