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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,658 | $103,392-1.7% | $87,104+16.7% | $152,897-33.5% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.9%-1.9pp | 82.5%-7.5pp |
| Annual return | 8.85% | 28.10%-19.3pp | 28.19%-19.3pp | 345.43%-336.6pp |
| Employer contribution / active EE | $2,678 | $3,221-16.8% | $2,521+6.2% | $4,764-43.8% |
| Participant deferral / active EE | $6,166 | $4,778+29.0% | $4,048+52.3% | $5,851+5.4% |
| Admin fee / account holder | $685 | $12,194-94.4% | $7,491-90.9% | $11,599-94.1% |